Retirement, rollovers and hard assets — worked out in numbers
In-depth guides on 401(k) benchmarks, withdrawal sequencing, Roth strategy and precious-metal rollovers. Every claim is tied to a figure you can reproduce in our calculators.
What Are the Fidelity Savings Benchmarks for Turning Fifty?
Fidelity says six times your salary by fifty. Here is how far the typical household really is, and the catch-up tools that close the gap.
What Is the Smartest Strategy for Living Off 401k Before Social Security?
Draining personal accounts first buys a permanently larger federal check. The math, the break-even age, and the cash buffer that protects it.
What Is the Dave Ramsey Roth 401k Recommendation for Building Wealth?
Match beats Roth beats traditional. A full breakdown of the 15% rule, the four fund categories, and the seed-versus-harvest tax math.
How Can You Invest in Precious Metals With a 401(k) Account?
Company plans block physical bullion. The three paper routes inside your plan, and the self-directed rollover that buys real metal.
Gold IRA vs Physical Gold: Which Investment Is Right for You?
A 28% collectibles tax on one side, flat custodial fees on the other. Where the break-even balance sits and which structure fits your goal.
How Can I Transfer My 401k to Gold Without Penalty?
One wrong instruction costs 20% in withholding. The four-phase direct trustee protocol, purity rules and real depository costs.
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Educational information only. 401k Decisions is not a licensed investment adviser, broker-dealer, tax adviser or law firm. Verify current contribution limits and tax thresholds with the IRS or a qualified professional before acting.